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I'm a senior in Massachusetts and my biggest need right now is…
| Program | Income Limit (Single) | Notes |
|---|---|---|
| MassHealth (Massachusetts Medicaid) | MassHealth: expanded to 138% FPL. Seniors over income threshold may qualify for ConnectorCare or Prescription Advantage. | |
| SNAP Food Benefits | Single: up to ~$1,632/mo gross. Massachusetts has expanded SNAP eligibility. · Average MA senior SNAP benefit ~$145/mo. | |
| LIHEAP Massachusetts (DHCD / Fuel Assistance) | Income at or below 60% State Median Income. Apply Nov 1. Also ask about Arrearage Management Program (AMP) for utility debt. | |
| Extra Help / LIS | ~$1,903/mo | Saves up to $5,900/yr on Part D |
| Medicare Savings Programs | Varies by level | Pays Part B premium ($174.70/mo) |
Health
Medicaid, Medicare counseling, prescriptions
Tap to exploreFood
SNAP, Meals on Wheels, food banks
Tap to exploreHome & Safety
Energy bills, repairs, safety
Tap to exploreMoney & Benefits
211, tax relief, veterans benefits
Tap to exploreTransportation
Rides to appointments, paratransit
Tap to exploreHome Support
In-home care, ombudsman, APS
Tap to exploreLocal Resources
County-level services near you
Tap to exploreFull medical coverage for low-income seniors in Massachusetts. Covers doctor visits, hospital stays, long-term care, prescriptions, dental and vision for qualifying individuals.
Helps pay Medicare Part B premiums ($174.70/mo), deductibles and copays. Four levels of savings — most seniors qualify for at least one.
Federal program that reduces prescription drug costs under Medicare Part D. Can save up to $5,900 per year on medications.
Free, unbiased Medicare counseling from trained volunteers. Compare plans, understand benefits, and get help with appeals and billing problems.
Free yearly check-up under Medicare — no copay. Covers health screenings, advance care planning, and cognitive assessment. Ask your doctor.
MassHealth's Prescription Advantage (PA) program provides drug coverage for Massachusetts seniors 65+ who do not qualify for full Medicaid but have high prescription costs. Income eligibility up to $34,295 (individual). SHINE counselors can compare PA vs. Medicare Part D plans.
Free, confidential mental health crisis support. Available 24/7 by call or text. For seniors, caregivers, and veterans experiencing mental health crises.
📞 9-8-8Free treatment referrals for mental health and substance use. Available 24/7 in English and Spanish. Confidential — no insurance required.
📞 1-800-662-4357Monthly food benefit loaded onto an EBT card — use it like a debit card at most grocery stores in Massachusetts. Average senior benefit: $100–200/month.
Annual vouchers ($20–50 value) for fresh fruits, vegetables, and herbs at participating farmers markets and farm stands.
Monthly box of USDA foods (canned goods, cheese, pasta, juice, etc.) for seniors 60+ with low income.
Hot, nutritious meals delivered to your home in Massachusetts. For homebound seniors, those recovering from illness, or anyone who can't cook safely. Sliding scale cost.
Free or low-cost hot meals served at local senior centers and community sites. Also offers socialization, activities, and health programs.
Short-term home-delivered meals for seniors recently discharged from hospital or rehab. Ask your hospital social worker or call your Area Agency on Aging.
Federally funded program that helps pay heating and cooling bills for low-income Massachusetts residents. Also covers emergency situations like utility shutoffs.
Free home energy upgrades — insulation, sealing, furnace tune-ups, window repairs — that permanently lower your utility bills in Massachusetts.
Most Massachusetts utility companies offer senior/low-income discount programs. Call your utility directly and ask about CARE, LIHEAP, or senior discount rates.
Help with grab bars, ramp installation, bathroom modifications, and minor repairs to help seniors stay home safely in Massachusetts.
USDA Rural Development and HUD offer grants up to $10,000 for very low-income rural seniors to repair health/safety hazards.
National nonprofit that provides free home repairs for low-income senior homeowners. Work done by volunteers — safety, accessibility, and habitability.
Report elder abuse, neglect, exploitation, or unsafe living conditions in Massachusetts. Available 24/7 for emergencies. All reports are investigated.
Medical alert devices (Life Alert-type) — some low-income seniors can receive these free through AAA or Medicaid waiver programs.
Free call connects you to a specialist who can screen you for all available benefits in Massachusetts and connect you to local resources.
Free online screening tool from the National Council on Aging. Find benefits for prescriptions, food, utilities, and more — by zip code.
Check your Social Security benefits, apply for SSI, or update your information. Medicare questions answered here too.
Many Massachusetts counties offer property tax reductions or freezes for seniors 65+. Income and age requirements vary by county — call to check.
Reduces the taxable value of your primary residence. Available in most Massachusetts counties for homeowners 65+. Apply through your county assessor.
State veterans benefits — bonus programs, property tax exemptions, nursing home priority, and other Massachusetts-specific veterans assistance.
Monthly pension supplement for veterans (or surviving spouses) who need help with daily activities. Can be $1,000–2,200/month.
Income-based monthly payment for wartime veterans 65+ or permanently disabled. Apply through the VA or a free VSO.
Free rides to medical appointments, pharmacy, dialysis, and other covered services if you have Medicaid. Schedule 2–3 days in advance.
Many Massachusetts counties offer free or low-cost rides driven by trained volunteers — especially for seniors in rural areas without public transit.
ADA paratransit provides door-to-door service for seniors and people with disabilities who cannot use fixed-route buses. Must apply in advance.
Most transit agencies in Massachusetts offer reduced or free fares for seniors 65+ with a Medicare card or senior ID. Ask your local transit agency.
National nonprofit offering subsidized rides for seniors using volunteer or paid drivers. Works where traditional transit isn't available.
Your local AAA coordinates in-home services for Massachusetts seniors: personal care aides, housekeeping, meal delivery, transportation, case management, and caregiver support.
Find any local senior service in the US by zip code. Operated by the federal government — free, unbiased, comprehensive.
Respite care, training, support groups, and counseling for family members caring for an older adult in Massachusetts. Free through AAA.
Massachusetts' home care programs (through Aging Services Access Points and Elder Services) provide personal care, homemaker, chore, companion, transportation, and adult day services. ECOP (Enhanced Community Options Program) provides intensive support for those at greatest risk of nursing home placement.
Free advocate for seniors in nursing homes, assisted living, and adult care facilities. Investigates complaints and protects your rights — completely confidential.
Report concerns about care quality, staffing, or safety in any Medicare/Medicaid certified facility directly to the state survey agency.
Report elder abuse, neglect, or exploitation in Massachusetts. APS investigates and connects victims to safety resources and legal help. Available 24/7.
Report fraud, scams, and financial exploitation targeting seniors. Free, confidential, staffed by trained specialists.
📍 Middlesex County (Cambridge/Lowell)
Population: 1.6M+ residents
📍 Worcester County
Population: 870k+ residents
📍 Suffolk County (Boston)
Population: 800k+ residents
📍 Norfolk County (Quincy/Needham)
Population: 700k+ residents